XTB Reports Record EUR 506.7 Million Operating Income And 2.16 Million Clients For 2025

XTB has reported preliminary financial results for 2025, achieving operating income of EUR 506.7 million and surpassing 2.16 million clients.
 

The company added over 864,000 new users in 2025, representing a 73.4% year-on-year increase. Active clients reached a record high of over 1.19 million, up 69.7% year-on-year.
 

XTB achieved revenue of EUR 506.7 million, a 16.4% year-on-year increase, and net profit of EUR 151.9 million. The performance was driven by a steady increase in active clients and high transaction activity, with CFD contracts concluded in lots rising 41.3% year-on-year. However, lot profitability declined to EUR 50.7 from EUR 63.9 in 2024.
 

The average cost of acquiring a client remained unchanged at EUR 160 in 2025 compared to 2024, despite significantly larger promotional campaigns.
 

In the first 28 days of January 2026, XTB acquired over 117,000 new clients.
 

Achraf Drid, Managing Director, XTB MENA

Achraf Drid, Managing Director, XTB MENA said:

“These results reflect the strength of XTB's strategy. 2025 was a truly remarkable year for us. Across the region, our priority in 2026 is to turn that momentum into deeper engagement by expanding the product offering. Continued product rollouts, tailored trading functionality and an enhanced Investment Plans experience will help us support the needs of investors across MENA and beyond.”
 

XTB's revenue split by instrument classes in 2025 showed that 43.7% came from commodity-based CFDs, particularly those linked to gold, natural gas and cocoa prices. Index CFDs, mainly the American US100 and US500, as well as the German DAX, accounted for 36% of the revenue structure, up from 33.3% the previous year. Currency CFDs contributed 13.7% to revenue, down from 14.6% the previous year.
 

In 2025, over 90% of first trades conducted by new users in the EU involved shares, ETFs and long-term Investment Plans. Revenues generated from trading stocks and ETP funds exceeded EUR 18 million for 2025, an increase of over 155% year-on-year.
 

Among the top 10 most traded stocks at XTB, the US market dominated, with Nvidia and Tesla leading, followed by Orlen, a Polish energy company. XTB clients primarily sought exposure to the US equity market, particularly the S&P 500, from an ETF perspective.
 

By the end of 2025, client assets amounted to approximately EUR 10.8 billion.

XTB plans to extend options trading to additional European countries in 2026, starting with Spain, following the launch in Cyprus.
 

The company is developing margin trading as a new product with revenue diversification potential and is working on the final design and securing a partner to provide financing.
 

XTB plans to introduce trading in the American market in a 24-hour, five-day-a-week format, then gradually make extended hours available in European markets.
 

The company will release Investment Plans 2.0, an enhanced version of its ETF-based product that will enable clients to invest in stocks. The launch is planned for the first half of the year in selected markets.
 

Product initiatives include expanding the long-term investment product portfolio by incorporating local retirement accounts across European countries. In the UK, the product offerings will be enhanced with the introduction of a cash ISA. In Poland, the company plans to launch a new type of account, OKI, once the necessary regulatory framework is established.
 

Account security enhancements include an emergency lock for instant account and transaction blocking, and verification of incoming calls.
 

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