UniPayment

Payment Service Provider

Verified Provider

0 Followers

UniPayment provides unified payment infrastructure for FX and CFD brokers, combining card acquiring, local payment rails, and digital currency processing into a single gateway. The platform supports 39 currencies across SWIFT (MT103), SEPA Instant, ACH, Fedwire, UK Faster Payments, PIX (Brazil), SPEI (Mexico), Interac (Canada), NPP/PayID (Australia), and blockchain rails. UniPayment is an official built-in MetaTrader 5 payment method with direct integrations to FXBO, B2Core, and Praxis Cashier. Brokers receive named EUR/USD business accounts, smart routing optimised for high-risk brokerage traffic, instant stablecoin settlement, real-time FX conversion, automated reconciliation, a white-label cashier, and batch payout capabilities. The company operates under FINTRAC (Canada MSB), National Bank of Belgium (EMI-Agent), Banco de España (EU EMD2/PSD2), and Lithuanian VASP frameworks, serving brokers across 190+ countries with volume-based pricing and no hidden fees.

Top Features & Highlights

  • Official built-in payment method for MetaTrader 5
  • Hybrid gateway: cards, local rails, e-wallets, and stablecoins in one integration
  • Smart routing optimised for FX/CFD brokerage traffic
  • Named EUR and USD business accounts with safeguarded funds
  • Instant stablecoin settlement (USDT/USDC)
  • Real-time FX conversion at market-leading rates
  • White-label cashier customisable to broker branding
  • Pre-integrated with FXBO and B2Core CRMs
  • Automated reconciliation and transaction reporting
  • FINTRAC MSB (Canada), NBB EMI-Agent (EEA), VASP (Lithuania)
  • Coverage across 190+ countries and regions
  • Crypto fees from 1%, card fees from 4%–8% depending on region
  • Automated AML screening and real-time KYC
  • PCI-DSS Level 1 compliant
  • AI-powered fraud detection

Latest Posts & Updates

No Recent Posts

Latest News Articles

No Recent News Articles

Key Data & Tradable Assets

Provider Type

Payment Service Provider

Sector

Liquidity

Founded

2020

Employees

-

Regulators

Server Locations

EE Access

-

Fee Style

-

Terms

-

Phys FX Delivery

-

View More Key Data

Tradable Assets

Provider Overview

Hybrid Payment Infrastructure for Brokers

UniPayment is a regulated payment service provider that bridges traditional fiat processing and the digital asset economy for FX and CFD brokers. The platform operates as a single integration point for cards, e-wallets, local bank transfers, and stablecoins — giving brokers maximum flexibility in how they accept deposits and process withdrawals.

Smart routing technology automatically directs transactions to the optimal payment channel based on geography and method, maximising approval rates for brokerage traffic specifically. Settlements can be made instantly via stablecoins or through standard banking cycles for fiat (T+1 to T+3 via SWIFT, real-time via SEPA Instant).

The platform is pre-integrated with MetaTrader 5 as an official built-in payment method, and connects directly to forex CRMs like FXBO and B2Core for rapid deployment. Brokers receive a white-label cashier, named business accounts (EUR/USD), real-time FX conversion, automated reconciliation, and comprehensive transaction reporting — all from a single dashboard.

UniPayment operates under FINTRAC (MSB, Canada), NBB (EMI-Agent, Belgium/EEA), and VASP (Lithuania) regulatory frameworks, with 99.99% uptime backed by Tier-1 data centres.

Payment Rails

SWIFT (MT103) SEPA Instant ACH (US) Fedwire UK Faster Payments PIX (Brazil) SPEI (Mexico) Interac (Canada) NPP/PayID (Australia) Blockchain Networks

Full coverage for deposits and payouts across virtually every major global corridor. 

Supported Currencies — 39 Fiat & Crypto

Fiat

USD EUR GBP AUD CAD CHF JPY NZD SEK NOK PLN CZK HUF RON BGN DKK TRY AED SAR QAR OMR SGD HKD CNY/CNH INR PHP THB IDR MYR BRL MXN COP PEN CLP

Stablecoins

USDT USDC EURC EURT
UniPayment Dashboard

How It Works for Brokers

UniPayment provides a unified payment infrastructure that simplifies how FX and CFD brokers handle deposits, settlements, and withdrawals.

💳 Deposits

Traders fund accounts via cards (Visa/Mastercard), local bank transfers (SEPA, SWIFT, ACH, Fedwire, UK FPS, PIX, SPEI, Interac, NPP/PayID), e-wallets, or stablecoins (USDT/USDC/EURC/EURT). Smart routing selects the optimal acquiring channel for each transaction. 

⚡ Settlement

Instant Crypto (USDT/USDC), SEPA Instant, UK Faster Payments
T+1 SWIFT, ACH, Fedwire, card acquiring, PIX, SPEI, local rails
T+2 FX settlement, cross-border fiat-to-fiat

🏦 Withdrawals & Payouts

Client withdrawals, IB/affiliate commissions, vendor payments, payroll, and mass payouts are all managed from a single dashboard with batch transfer capabilities. Pre-approved beneficiary lists, transaction-level screening, and volume/velocity limits can be configured per broker.

🔗 Integration

MT5 Built-in FXBO B2Core Praxis Cashier PHP Python Java Node.js Go .NET Full Sandbox

🚀 Onboarding

Setup time: 1–2 weeks Minimum volume: None Pricing: Transparent tiered on request

💰 Pricing & Fees

Transparent, volume-based pricing with no hidden charges.

from 1%
Crypto Processing
4%–8%
Card Acquiring
varies by region & method
£0
Setup & Monthly Fees
no minimums either
No setup fees
No monthly maintenance fees
No minimum volume requirement
FX conversion at market-leading rates
All fees visible within the merchant dashboard
Custom quotes available for high-volume brokers via the sales team

🏦 Payout Processing

Instant
Crypto Payouts
same day
2–3 days
Fiat Payouts
typical across all regions

Official MT5-Listed Payment Provider

UniPayment MT5 Integration

Security & Compliance

UniPayment operates under multiple regulatory frameworks across key global jurisdictions.

FINTRAC MSB Canada — Foreign exchange and virtual currency services
NBB EMI-Agent Belgium / EEA — Electronic money accounts and payment services
VASP Lithuania — Virtual asset service provider
Banco de España EU — EMD2 / PSD2 compliant
PCI-DSS L1 Global — Highest level of card data security compliance

🔒 Fund Security

Fiat funds safeguarded with regulated banking partners, held separately from company funds
Crypto secured via Safeheron MPC wallet technology
Real-time AI-powered fraud detection
Automated AML screening and KYC verification
Transaction monitoring via Scorechain and Chainalysis partnerships

🌍 Broker Jurisdictions Accepted

CySEC FCA ASIC MAS BaFin CBI AMF CONSOB SEC CFTC FinCEN FINTRAC FINMA DFSA ADGM SCA CBUAE CMA/SAMA CBB QFC FSC Mauritius FSA Seychelles BVI FSC FMA New Zealand

Others considered on a case-by-case basis.

🏗️ Infrastructure

99.99% Uptime
SLA guaranteed
🏢
Tier-1 Data Centres
Enterprise hosting
🧪
Full Sandbox
Integration testing

 

UniPayment at a Glance

UniPayment provides end-to-end payment infrastructure for brokers who need to accept and settle funds globally across both fiat and digital asset rails. The company's core proposition is reducing operational complexity: instead of managing multiple PSP relationships, bank accounts, and crypto wallets separately, brokers use UniPayment as a single platform for collection, conversion, settlement, and payouts.

The platform's smart routing engine is specifically optimised for high-risk verticals like FX and iGaming — sectors where standard e-commerce PSPs typically deliver lower approval rates. UniPayment's official integration with MetaTrader 5 and pre-built connections to FXBO and B2Core mean most brokers can deploy the solution rapidly with minimal development effort.

All client funds are safeguarded: digital currencies are secured via Safeheron's MPC wallet technology, while fiat funds are held with regulated banking partners, managed separately from company funds in compliance with industry regulations.

UniPayment

Corporate Info

Provider Type: Payment Service Provider

Sector: Liquidity

Established: 2020

Employees:

Main HQ Region: europe

Office Locations: Click To View

Website: Outbound Link

YouTube: Outbound Link

Disclaimers: Privacy Policy

Key Executive Staff

Paul Mendoza

Co-Founder / Global Head of Sales