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Bitget Wallet, a self-custodial crypto wallet for everyday finance, has announced it has surpassed 100 million users globally. For the first time in the platform's history, daily payment users now outnumber traders.
More than half of those users are based in Southeast Asia, South Asia, Africa and Latin America, where people are increasingly using crypto wallets as global stablecoin accounts to save, get paid and spend locally, rather than to trade.
That shift is reflected in the platform's card data. Bitget Wallet Cards issued have surpassed 150,000 worldwide, available across more than 50 markets and spendable at over 150 million merchants. Global card spending reached $31 million in the first half of 2026, a 191% increase from the second half of 2025. In emerging markets specifically, card spend grew by 416% over the same period, indicating that financial habits are forming faster in these regions than the global average.
Globally, card users averaged 10 payments per month at an average transaction size of $28, consistent with everyday purchases at a frequency that reflects payment as routine. Active cardholders in the US, Europe and Asia average between 10 and 14 swipes a month, on par with how often consumers use a debit card, while emerging markets such as Latin America are catching up quickly from a lower base.
The conditions driving this shift are structural and specific. In Nigeria, the official naira lost over 40% of its value against the dollar in 2024; in Argentina, the peso lost a comparable share. Conventional remittance corridors into these markets still charge 5–8% per transfer on average. At the same time, both countries are among Bitget Wallet's fastest-growing markets, pointing to a direct connection between local currency instability and demand for a stable, low-cost, borderless account.
In Southeast Asia and South Asia, the platform's two largest user regions, mobile-first payment infrastructure already exists. Bitget Wallet's QR payments and bank transfer rails plug into habits that are already formed.
Alvin Kan, Chief Operating Officer, Bitget Wallet
Alvin Kan, Chief Operating Officer, Bitget Wallet said:
"The next wave of users in these markets doesn't think of this as crypto. They have a balance in dollars, they spend it, they get paid into it, and they move it across borders. The account just happens to be onchain. What the data is showing us is that this is becoming routine, and what starts as routine in these markets tends to define what global finance looks like next."
Kan's comments were made in a COO letter in which he reflects on the turning points that have shaped the platform over the past eight years.
Eight years ago, Bitget Wallet launched as a trading tool for crypto natives. Over the last two years, the product has been substantially rebuilt around a different use case. The infrastructure that today spans card issuance across more than 50 markets, QR payment rails across Southeast Asia and Latin America, and direct bank integrations serving users in Nigeria, Mexico and Bangladesh did not exist at the platform's last major milestone.
The Onchain Payments Matrix, the settlement infrastructure behind these flows, now spans more than 80 payment rails across over 100 currencies and has settled more than $177 billion in stablecoin volume.
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