An opportunity to acquire a fully licensed Small Payment Institution (MIP) authorised under the supervision of the Polish Financial Supervision Authority (KNF). This structure offers a ready-made regulatory vehicle for launching payment services across Poland and the European Union, with EU-wide passporting potential.
Key Highlights:
🔹 Regulation & Licensing: Authorised by the KNF to provide a broad range of payment services, including:
– Opening and operating payment accounts
– Execution of payment transactions (direct debits, card payments, credit transfers)
– Execution of transactions using funds from credit
– Issuing of payment instruments
– Acquiring of payment transactions
– Money remittance services
🔹 Regulatory Standing: Fully compliant and in good standing with the KNF. No regulatory issues, remarks, or investigations to date.
🔹 Operational Readiness: Currently dormant, with no clients or transactional history since incorporation. The entity is fully ready for immediate activation under new ownership. A qualified AML Officer is available to remain post-acquisition.
🔹 Financial & Corporate Profile:
– Fully paid-in share capital of PLN 5,000
– No liabilities or debt
– Average monthly maintenance cost: approx. EUR 100
🔹 Banking & Compliance Setup: No operational or client bank accounts currently open, offering flexibility for new banking relationships.
Comprehensive AML, KYC, and Risk Management documentation in place, with established operational procedures.
🔹 Regulatory Capital: No fixed minimum capital requirement for Small Payment Institutions under Polish UUP — only standard operational volume limits apply.
This represents a turnkey opportunity to acquire a clean, fully licensed EU payment institution, providing an efficient and cost-effective pathway to market entry within the European financial ecosystem.
For further information on acquiring the KNF-authorised Small Payment Institution or exploring other available opportunities, contact our Mergers & Acquisitions team at info@salvusfunds.com or visit our website where more entities for sale can be found within our Entity Acquisition or Sale service.
SALVUS Funds’ teams can assist with new license authorisations, regulatory compliance services, and the acquisition of ready-made, licensed financial entities globally.
