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Visa has announced a strategic collaboration with OpenAI to integrate secure payment capabilities into agentic commerce environments, enabling transactions to be initiated and completed by AI agents on behalf of users.
The announcement was made at the Visa Payments Forum in San Francisco on 10 June 2026.
Under the partnership, Visa will provide its global network, tokenisation and risk infrastructure to support payment experiences within OpenAI's platforms.
Transactions will operate within user-defined permissions and controls, including spending limits, merchant category restrictions and approval requirements. All transactions will use tokenised Visa credentials with real-time authorisation and fraud monitoring.
The collaboration sits within Visa's broader Intelligent Commerce initiative, which is focused on extending secure payment capabilities into new digital environments. As part of this, Visa and OpenAI will also explore enterprise applications, including developer-focused experiences powered by Codex, as well as automated and conversational commerce workflows.
Developers and merchants will be able to accept Visa payments initiated by AI agents through integrations built on Visa's network and credentialing capabilities.
Jack Forestell, Chief Product and Strategy Officer, Visa said:
"AI will transform commerce more profoundly than the internet or mobile technology ever did. As AI agents become active participants in the economy, Visa's focus is to ensure transactions are trusted, secure and seamless. That's the infrastructure we're building with partners like OpenAI."
Marco Mahrus, Head of Partnerships, Commerce, OpenAI commented:
"Commerce is going to happen in many more places and in many more ways than it does today, and agents will play an increasingly important role in helping people complete tasks that involve money — from purchases and payments to more complex transactions. By integrating with Visa Intelligent Commerce, we're building the infrastructure for secure, transparent, and user-controlled agentic transactions, helping people do more with AI agents while maintaining confidence that payments are being handled safely and securely."
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