An Authorised Electronic Money Institution (AEMI) licence supervised by the Financial Conduct Authority (FCA) in the UK is available for sale, offering a compliant and efficient route for qualified acquirers seeking an immediate UK regulatory footprint. This opportunity can avoid the typical 18–24 month authorisation timeline associated with a new FCA AEMI application, subject to buyer due diligence and FCA change-of-control approval.
Key Highlights:
🔹 Regulatory Status: Fully FCA-authorised Authorised Electronic Money Institution (AEMI)
🔹 Transaction Overview: Sale of 100% of the entity holding the FCA authorisations and existing banking relationships (legal entity and regulatory licences included; proprietary fintech infrastructure/technology stack excluded)
🔹 Regulatory Permissions (Payment Services & E-Money):
Services enabling cash to be placed on a payment account
Services enabling cash withdrawals from a payment account
Execution of payment transactions (not covered by a line of credit)
Execution of payment transactions (covered by a credit line)
Issuing of payment instruments / acquiring of payment transactions
Money remittance
Issuing of electronic money
Payment initiation services (PIS)
Account information services (AIS)
🔹 Banking Rails & Partnerships: Tier-1 safeguarding and operational accounts live with Griffin (safeguarding and operational) and Revolut (operational); onboarding underway for Open Banking Org and Pay.UK; optional pathway to proceed with Principal Member of Visa
🔹 Corporate & Compliance Profile: Mature AML/KYC framework ready for adoption; clean balance sheet (no debt) and efficient operating profile; regulatory good standing with no known enforcement actions
This FCA-authorised AEMI provides a strong foundation for acquirers such as fintechs, neobanks, or enterprises seeking to deploy their own technology stack into the UK market rapidly. The acquisition can substantially reduce licensing lead-time compared to starting a new application, subject to due diligence, FCA change-of-control approvals, and the buyer’s governance and compliance arrangements.
For further information on acquiring this FCA AEMI license in the UK or exploring other available opportunities, contact our Mergers & Acquisitions team at info@salvusfunds.com or visit our website where more entities for sale can be found within our Entity Acquisition or Sale service. The above is not investment advice nor an invitation to the public to invest. Information is provided strictly for strategic or corporate acquisition considerations among qualified parties.
SALVUS Funds’ teams can assist with new license authorisations, regulatory compliance services, and the acquisition of ready-made, licensed financial entities globally.
