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Global payments infrastructure provider Nium and banking group Emirates NBD have expanded their partnership to extend real-time cross-border payments across the Emirates NBD Group in the UAE, with plans underway to launch the service in Saudi Arabia.
The collaboration, first announced in 2024, has provided Emirates NBD customers with faster and more cost-efficient international transfers. The latest expansion further broadens access to real-time payouts across the region through Emirates NBD’s group entities.
The UAE remains one of the world’s largest remittance markets, with outbound flows surpassing USD 50 billion in 2023, according to the World Bank. Expatriates account for nearly 90% of the country’s population, fuelling demand for faster and more affordable international money transfers.

Anupam Pahuja, Chief Revenue Officer, Nium
“Over the past year, our partnership with Emirates NBD has continued to scale, enabling real-time money movement from the Middle East to the world. With the extension of the service across the wider Emirates NBD Group in the UAE and preparations in Saudi Arabia, we are delivering on our vision to make global payments instantaneous, accessible, and cost-efficient for all.”
Anupam Pahuja, Chief Revenue Officer at Nium

Group Head of Priority, Personal Banking,
Retail Banking Sales, Emirates NBD
“Emirates NBD has always embraced innovation to enhance customer experience. Our deepening collaboration with Nium strengthens our ability to provide fast, secure and affordable remittance services across multiple markets. Extending the partnership to the wider Emirates NBD Group in the UAE and soon to Saudi Arabia reflects our commitment to leading the next chapter of cross-border payments in the region.”
Yousuf Saeed Mohd, Group Head of Priority and Personal Banking and Retail Banking Sales at Emirates NBD
Nium’s white paper Payments in the Middle East: The Next Frontier highlights how collaboration between banks and fintechs is driving efficiency and inclusion across the region. The expansion of its partnership with Emirates NBD reflects this trend.
The announcement was made at Sibos 2025 in Frankfurt, where Nium is showcasing updates to its global payments infrastructure.
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