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Published: just now

PhotonPay has entered a strategic partnership with Thredd to strengthen the issuer processing architecture of PhotonPay Card globally, enabling enhanced card product capabilities across its network.
The collaboration allows PhotonPay to refine its card offerings, including advanced card expense controls, faster settlement routing and tokenised payments. The partnership aims to provide customers with a more secure and flexible payment experience across virtual and physical cards.
Through Thredd's modular technology, PhotonPay is expanding the reach of its card solutions whilst ensuring local regulatory alignment and improving operational efficiency. Thredd's support encompasses BIN management, real-time processing and integration of tokenisation features such as Apple Pay and Google Pay.
The partnership enables PhotonPay to deploy card services at scale across major global markets. PhotonPay is an AI-powered financial infrastructure platform that supports operations in over 230 countries and regions through more than 10 global offices.
Lewison Chen, founder and CEO of PhotonPay
Lewison Chen, founder and CEO of PhotonPay, said:
"Thredd's technical flexibility and regional expertise have been instrumental in helping us optimise the infrastructure behind PhotonPay Card. We're excited to deepen this partnership as we continue to deliver smarter global payment solutions to our customers."
Jim McCarthy, CEO of Thredd
Jim McCarthy, CEO of Thredd, said:
"PhotonPay is building a next-generation digital payments network, and Thredd is proud to support the technology layer that underpins that growth. We look forward to enabling greater product agility and faster regional expansion for PhotonPay's card offerings."
PhotonPay was launched in 2015 and serves over 200,000 businesses worldwide. The company provides accounts, card issuing, domestic and international payments, and embedded finance solutions. It holds licences and compliance coverage across strategic regions.
Thredd is a global payments processor providing issuer processing infrastructure to financial services companies worldwide.
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