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Equals Money and Railsr have rebranded under a single unified new brand identity as Equals, as the combined business surpasses £58 billion in annual transaction volume.
The new brand brings together two established players in financial technology: Equals Money, a provider of business FX, payments and spend management solutions, and Railsr, an embedded finance and Banking-as-a-Service platform.
Together, they now operate as Equals, positioning the business as a next-generation global money movement platform offering a single connection to embedded payments products for international businesses.
Equals provides the technology infrastructure businesses use to power payments, accounts, cards and FX, and to build and operate embedded payment services for their own customers. The platform draws on what the company describes as 20 years of financial services expertise, combining technology infrastructure with human expertise to address payments complexity, from fragmented banking relationships and slow settlements to currency volatility and reconciliation challenges.
The unified brand launches after a year of significant double-digit growth, with the combined business recording £58 billion in transaction processing volume in the 2025/26 financial year.
The decision to unite the two brands was informed by research conducted with more than 300 industry stakeholders across both businesses. The research identified that together, Equals Money and Railsr occupy a distinct position in embedded payments, combining premium client service with a scalable technology platform. According to the findings, many competing providers are either too large to address specific business needs or too small to deliver reliably at scale, positioning Equals as a natural partner for international businesses and their customers.
Ian Strafford-Taylor, Chief Executive Officer at Equals, said:
"Our clients are navigating a challenging financial landscape, operating across multiple markets, currencies, and regulatory environments. They need a technology partner who cares when complexity arises. The problems we solve are not isolated -- they are interconnected, compounding, and often invisible until they become critical. Equals is committed to solving clients' money movement problems, turning complexity into clarity." - Ian Strafford-Taylor, Equals
At its core, Equals operates as a payments infrastructure platform incorporating AI-enabled capabilities. The company says it is free from legacy constraints, enabling rapid deployment of new features without compromising on security and compliance. Trust remains central to the platform's design philosophy, spanning its white-label infrastructure, embedded APIs and integrated payments services.
Justin Hannemann, SVP of Marketing at Equals, said:
"Equals' original mission to make money movement simple remains our absolute focus, as we continue to deliver embedded payments solutions for exceptional global businesses. Becoming a united brand helps us to deliver on that commitment and bring the best of our rich heritage into a new, modern chapter for Equals." - Justin Hannemann, Equals
Equals is an FCA-regulated Electronic Money Institution (EMI) and Payment Institution (PI) in the UK.
To find out more about Equals, visit their listing on LiquidityFinder, or join here to access the full LiquidityFinder platform.
